Legal Disclaimer

General Disclaimer

Vryfide Loans (hereinafter referred to as "the Company", "we", "us", or "our") provides this website and associated services as a digital lending marketplace platform. Please read this disclaimer carefully before using our services.

The information provided on this website is for general informational purposes only. While we strive to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Financial Products & Services

1. Loan Approvals & Terms:

• Loan approval is at the sole discretion of our lending partners
• Interest rates, fees, and charges are determined by the respective lenders
• Terms and conditions vary by lender and product
• Actual loan amounts may differ from indicative amounts shown
• Final approval is subject to verification of documents and information

2. Credit Cards:

• Credit card approval is subject to the bank's credit policies
• Credit limits, fees, and charges are determined by the issuing bank
• Reward programs and benefits are governed by the bank's terms
• We facilitate applications but do not issue credit cards directly

3. Interest Rates & Charges:

All interest rates displayed on our platform are indicative and may change based on:

• Credit score and credit history
• Income and employment stability
• Loan amount and tenure
• Type of collateral (if applicable)
• Prevailing market conditions

Limitation of Liability

1. Service Availability:

We do not guarantee uninterrupted, timely, secure, or error-free operation of our website or services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

2. Third-Party Services:

Our website may contain links to third-party websites or services that are not owned or controlled by Vryfide Loans. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

3. Financial Advice:

The information provided on our platform does not constitute financial advice. We recommend consulting with a qualified financial advisor before making any financial decisions.

Regulatory & Compliance

1. RBI Compliance:

Vryfide Loans operates in compliance with applicable Indian laws and regulations, including but not limited to:

• Reserve Bank of India (RBI) guidelines on digital lending
• Information Technology Act, 2000 and related rules
• Consumer Protection Act, 2019
• Credit Information Companies (Regulation) Act, 2005

2. Data Privacy:

We adhere to data protection principles as outlined in our Privacy Policy. However, we are not responsible for data handling practices of our lending partners once information is shared with them.

3. Grievance Redressal:

While we provide grievance redressal mechanisms, ultimate resolution for loan-related grievances lies with the respective lending institutions as per RBI's guidelines.

User Responsibilities

By using our services, you acknowledge and agree that:

1. Accuracy of Information: You are responsible for providing accurate and complete information in your applications
2. Document Verification: You will provide genuine documents and consent to verification processes
3. Credit Checks: You authorize us and our partners to perform credit checks and access credit reports
4. Communication: You consent to receive communications via phone, email, SMS, and other channels
5. Independent Verification: You will independently verify all terms and conditions with the lending institution before accepting any financial product
6. Repayment Obligation: You understand that loans must be repaid as per agreed terms, and failure may affect your credit score and lead to legal action

Intellectual Property

All content, logos, trademarks, and intellectual property displayed on this website are owned by or licensed to Vryfide Loans (Tre Cred Solutions Private Limited). Unauthorized use, reproduction, or distribution of any materials from this website is strictly prohibited.

The name "Vryfide Loans" and associated logos are trademarks of Tre Cred Solutions Private Limited. All other trademarks, service marks, and logos used on this website are the trademarks, service marks, or logos of their respective owners.

Jurisdiction & Governing Law

This disclaimer and the use of our services shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of our services shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.

We operate primarily in India and our services are intended for residents of India. We do not represent that our services are appropriate or available for use in other locations.

Updates & Modifications

Vryfide Loans reserves the right to modify, update, or change this disclaimer at any time without prior notice. Continued use of our services after such changes constitutes acceptance of the modified disclaimer.

Users are encouraged to periodically review this page for the latest information. The "Last Updated" date at the top of this page indicates when this disclaimer was last revised.